Disbursement Controls Resources and Tools

Interactive Tools

Calculators, lookups, and self-assessments that run entirely in your browser.

ACH Return Code Risk Lookup

Enter a return code — or search by keyword — to see what it means, how strongly it signals fraud in a vendor-payment context, and what to do next.

Approval Threshold Calibrator

Enter your company's size and a few operating details to get suggested dollar thresholds for single vs. dual approval, tiered by payment size.

Cost of a Fraudulent Payment Calculator

The face value is rarely the real number. See what a fraudulent payment actually costs once recovery odds, investigation time, fees, and reputational impact are factored in.

Vendor Payment Fraud Risk Score

Run a specific payment through 11 risk factors before you release it. Built around the patterns most common in BEC, vendor impersonation, and bank-account-change fraud.

Disbursement Controls Maturity Assessment

Answer 15 short questions across five control areas to see where your accounts payable and disbursement environment stands — and exactly where to focus next.

Sanctions Screening Frequency Calculator

Answer questions about your vendor volume, international exposure, and current practices to get a recommended re-screening cadence for your active vendor file.

Disbursement Controls Checklists

Practical, downloadable tools for assessing and strengthening disbursement controls — the “start here” toolkit.

Disbursement Controls Checklist

A comprehensive control assessment across the full disbursement lifecycle, from vendor onboarding through payment execution to monitoring and governance — organized by control domain with a rating scale and gap-identification summary.

Disbursement Risk Assessment Checklist

A scored risk assessment across the five disbursement risk domains: vendor-resident, process/governance, regulatory/compliance, third-party/technology, and strategic/reputational

Disbursement Fraud Vulnerability Map

Disbursement Controls Resource · Assessment Tools Disbursement Fraud Vulnerability Map A working-session tool for mapping where fraud exposure and control strength diverge PDF Download printable version DOCX Download editable Word Doc How to use this tool: Fraud rarely confines itself to one point in the disbursement cycle. It moves across systems, departments and approval steps, settling wherever oversight happens to be thinnest at a given moment. This tool is built aroun

Vendor Onboarding Checklist

A structured checklist for the information and verification steps required before a new vendor enters the master file, covering identity, banking, and compliance data collection.

U.S. Prohibited and Restricted Party Lists

These are the lists where a match creates real legal exposure — screening against them isn't optional.

Commerce (BIS) Restricted & Denied Parties Reference

Covers the Department of Commerce's export-control party lists — the Denied Persons List, Entity List, and Unverified List — relevant wherever vendor relationships involve controlled goods, technology, or software.

OFAC SDN, Country and Sanctions Programs Reference

Covers the layer that list-based screening alone misses: comprehensively embargoed countries, sanctioned regions, sectoral sanctions programs, and the 50% ownership rule that extends prohibitions to entities not directly named.

OFAC Sanctions Reference Overview

A starting-point guide to the Treasury Department's Consolidated Sanctions List, covering the SDN List and OFAC's other component lists, plus the penalty exposure for non-compliance.

OIG LEIE Reference

Covers the HHS Office of Inspector General's exclusion list for healthcare-related vendors, distinguishing mandatory from permissive exclusions and the required screening cadence.

SAM.gov Exclusions Reference

Covers federal debarment and suspension status for government contractors and subcontractors, including the verification threshold and flow-down liability when a subcontractor is excluded.

State Department Sanctions & Debarment Reference

Covers State Department-administered restrictions — Foreign Terrorist Organizations, AECA debarred parties, and INKSNA-designated entities — relevant to defense and dual-use vendor relationships.

Foreign Sanctions List Resources

Non-U.S. equivalents, relevant for organizations with cross-border vendor relationships or international payment exposure.

EU Sanctions Reference

Covers the EU's consolidated sanctions list and the restrictive measures framework applicable across member states.

UK Sanctions Reference

Covers the UK's financial sanctions regime administered by OFSI, including asset-freeze designations and reporting obligations.

Caution and Risk-Flagging Resources

These lists inform risk judgment but don't carry the same legal prohibition as the prohibited-party lists above.

FBI Wanted Lists Reference

Covers the FBI's public wanted lists as a supplementary identity-risk signal, distinct from legally binding prohibited-party lists.

Politically Exposed Persons (PEP) Reference

Explains what PEP status means, why it heightens due-diligence expectations rather than triggering automatic prohibition, and how commercial PEP databases compare.

Templates

Vendor Information Onboarding Template

A fillable vendor information workbook with a portal field specification tab.