DisbursementControls.com is the go-to educational resource for mitigating disbursement risk. It provides finance and AP leaders with insights, analysis, and guidance on evolving payment controls, vendor verification, fraud prevention, compliance, and payment risk management.
Finance and AP professionals rely on DisbursementControls.com to stay ahead of emerging threats, strengthen controls, and protect their organization’s cash.
Know Your Business (KYB) Explained
Organizations can no longer afford to treat vendor onboarding as a routine administrative task. The process of verifying who you are doing business with, commonly known as Know Your Business (KYB), has become a foundational control for managing financial risk, ensuring regulatory compliance, and protecting against fraud. For accounts payable (AP), treasury, procurement, and compliance leaders, KYB is more than a regulatory requirement. It is a strategic capability that directly impacts the in
Evolution of Disbursement Controls in Finance
From Clerical Safeguard to Strategic Control Function The history of disbursement controls is, at its core, a history of hard-won institutional knowledge — knowledge accumulated through fraud schemes uncovered, funds unrecovered, and audit findings that arrived too late to prevent the loss. To understand where disbursement controls stand today, and why they matter more than ever, it is necessary to understand where they began: as a modest administrative mechanism designed for a far simpler fina
Onboarding Controls: Secure Vendor Onboarding
The Onboarding Moment Is a Control Moment Vendor onboarding is the point at which a new payment relationship is established — and it is one of the highest-risk moments in the entire accounts payable lifecycle. It is the moment when vendor identity is either verified or assumed, when banking information is either authenticated or taken on faith, and when the controls either hold or fail. What happens at onboarding sets the risk profile for every payment that follows. Despite this, many organiza
Know Your Business (KYB) Explained
Organizations can no longer afford to treat vendor onboarding as a routine administrative task. The process of verifying who you are doing business with, commonly known as Know Your Business (KYB), has become a foundational control for managing financial risk, ensuring regulatory compliance, and protecting against fraud. For accounts payable (AP), treasury, procurement, and compliance leaders, KYB is more than a regulatory requirement. It is a strategic capability that directly impacts the in